Facing foreclosure can be a scary and uncertain time in your life, but you don’t have to go through it alone. The lawyers at The Law Offices of Dennis J. Szafran are here to help you stop foreclosure and keep your home. When you hire us, you can rest assured that you and your family will be our utmost importance and that your case will get the attention it deserves. Call (888) 266-1078 to speak with our legal team about your potential case!
Foreclosure Defense in Florida
Under Florida law, there are a variety of defenses a homeowner can use to potentially stop the foreclosure proceedings against them and save their home. While these defenses may seem confusing, the legal team at The Law Offices of Dennis J. Szafran has the knowledge and experience to guide you through the process. Some of the most common foreclosure defenses are:
- Unclean Hands – The idea of the unclean hands defense is that the party initiating the foreclosure proceedings must not have done anything fraudulent, illegal, or oppressive in order to bring the proceedings.
- Improper Accounting – Federal law requires mortgage loan servicers to comply with 12 U.S.C § 2605 when accounting credits and charges to a loan. If a homeowner can show that these procedures were not followed, they may be able to win their case.
- Failure To Provide Proper Notice – Most mortgage contracts include a condition that requires banks to notify homeowners of default and their intent to start foreclosure proceedings. If this was not done, or was done incorrectly, the homeowner may be able to delay or stop the proceedings.
- Lack of Standing – Standing refers to what person or company is allowed to bring a lawsuit. Because banks often sell mortgage loans to other banks, it can be difficult to know which bank can legally bring the foreclosure proceedings. If the bank bringing the proceeding does not have standing, the case cannot move forward.
Let The Law Offices of Dennis J. Szafran Help You Keep Your Home
Hiring a lawyer to represent you in foreclosure proceedings is crucial to making sure your rights are protected. When you hire us, one of our experienced foreclosure attorneys will evaluate your case and examine your loan and other documentation. Then, they will determine the appropriate strategy for your defense and get to work helping you save your home.
The Law Offices of Dennis J. Szafran are the best foreclosure defense attorneys in the entire Tampa Bay area. When you choose The Law Offices of Dennis J. Szafran, you get years of experience and an entire legal team dedicated to your case. Foreclosure proceedings are serious business and require immediate action. Don’t hesitate to call us today! Call (888) 266-1078 and speak to one of our attorneys about how we can help you keep your home.